The over-riding principal to have in mind, is that our clients interests are identical to our own. You will not pay a cent to us unless we successfully recover. "Our systems offer an attractive alternative to the County Court Legal System". Why?

Answer: Courts use the postal service only & Debtors automatically accrue the benefit of applying to Court to pay by low level [often uneconomic to collect] instalments, based on a mere assertion of their alleged financial position.

As standard practise, we:-
(i) Effect Personal Service of all Enforcement Proceedings Our by our own outside Bailiffs.
(ii) Ascertain & verify actual living standards, to obtain full Status Reports backed by production of documents of proof of actual income & expenditure.
(iii) Asset identify as routine & independently verify continuing residence or initiate tracing investigations, if subject is found, no longer in residence at last known address.

Although we predominantly look to collect in full & quickly, there are cases where this may not be possible, by reason of the debtors personal circumstances or current financial status. If necessary, we will collect by instalments and monitor incoming payments to ensure compliance. Any such arrangement, would be subject
[a] to our clients approval
[b] payment of statutory or contractual interest on the reducing capital debt sum
[c] whole capital sum and accrued interest being forthwith due, in the event of default of any single payment.

Household Commission Structures:
· [i] Household Debt Collection {- 6 months aged}
· [ii] Household Debt Collection {+ 6 months aged}

At worst, even if your debt should prove immediately irrecoverable, we can perpetuate the debt into the future. Under the Statute of Limitations one legal step must be taken in every six year period - from which one may then re-activate, within a further six years. We can locate your debtors If they move address - either by on-line autotrace facilities or traditional investigations through our Detective Agency Division. Thereby your debtors can rest certain in the knowledge that their credit history will follow with them to any other address[es] at which they may reside in the future.

Whereas a County Court Judgement ["CCJ"] is registered only at the address at which your debtor resides at the date of Judgment, the prospect of perpetuating electronic Credit Default[s] to new address[es] is a powerful counter-measure, and encouragement for debtors to take a responsible attitude towards settlement of their debts.